This time around, acquisition him or her based on harmony-$step 1,five-hundred, $2,100000, and you can $cuatro,100000. Pay all of their minimum costs ($31, $18, and $39 correspondingly), but address a reduced balance which have an extra $a hundred. As the $step one,500 loan are paid off, move their $30 lowest into second snowball percentage ($one hundred + $29) and apply it to your $2,100 balance.