No. 12–9006.
During appellee Barbara Hann’s part 13 bankruptcy, appellant Academic Borrowing Management Agency (ECMC) registered an evidence of claim considering Hann’s evidently delinquent pupil loans. Immediately following a paying attention of which ECMC don’t appear, new personal bankruptcy legal entered an order retaining Hann’s objection and you may “allow[ing]” ECMC’s claim “regarding level of $0.00.” When ECMC resumed collection efforts pursuing the bankruptcy ended, Hann reopened the girl instance and recorded an enemy complaint facing ECMC, alleging so it got violated the order retaining this lady objection. The newest bankruptcy proceeding judge influenced to have Hann, concluding the order had conclusively concluded that Hann’s obligations is actually met. The newest judge hence sanctioned ECMC having wanting to collect into financial obligation. The fresh new bankruptcy proceeding appellate panel affirmed. ECMC appeals you to governing, arguing that personal bankruptcy courtroom never ever adjudicated the total amount a great into the Hann’s figuratively speaking. I disagree which affirm.
Like other legislation students, Hann financed the lady judge studies partly thanks to student education loans. Those individuals money provided three federally insured Stafford Funds away from $eight,five-hundred for each and every ($twenty two,five hundred overall), done may ten, 1990; April 29, 1991; that will 20, 1992, respectively. The brand new financing was indeed originally awarded of the People Lender and you will next tasked so you’re able to ECMC. Hann argues you to she sooner or later paid off this type of loans completely, and you may says that, about decades leading up to her 2004 section 13 submitting, she unsuccessfully tried to rating individuals financial institutions (including ECMC itself) to recognize otherwise check if truth.